Payday Loan

Payday Loan

A payday loan can really help you with finances. Do not wait until it is too late to worry about your debt. Instead, apply today for any of our loan services. They can make a difference in your financial situation. More »

Check Cashing

Check Cashing

When you have a check that needs to be cashed, bring it to us. Our check cashing services can help you turn paper into cold, hard cash. No need to wait in line at a bank. Instead, bring it in to us and walk out within minutes. More »

Cash Advance

Cash Advance

A cash advance is the most recommended loan in the Austin area. This loan type has been a life saver to many people. When you need to get by with a little cash, apply for a cash advance. More »

Auto Loan

Auto Loan

We all would love to get a new vehicle. But who has the money to buy one? Financing is the best option you can choose. An auto loan can provide you with the money you need to drive away in a new vehicle. More »

 

Cash Advance Austin TX

Cash Advance In Austin, TX.

cash advance service AustinHave you ever had to borrow money from a friend or family member? Was it harder than you expected? We want to take the burden off of you and your finances. Loans are a great way to get money up front. It can help you during the times you need. Every now and then, we could all use a little extra cash to get us by. Many people may not need a lot of money, but either way, it is money that you may not have. So now you have to borrow it from someone. Instead of borrowing money from your family, all you should do is apply at Austin Payday Loan Services. Our loan services are available for everyone. Whether you need a cash advance, payday loan, auto loan, check cashing services, etc., we are there for you.

Cash Advance Process

Getting approved is easier than it has been. There are a few ways you can receive your loan. Whether you are trying to get your cash advance on a credit card, by check or even by cash, you are still able to get the same amount of approved funds. This option truly helps out those who need to borrow money. Many people have a hard time saving money. What happens is people will spend the money they should have paid the bills with. Now they are left with overdue bills or collection letters. A loan can help anyone who needs financial assistance. If you decide to get your loan on a credit card, you may be subject to more fees than normal. Many companies will charge you a fee for every time you use the card. That is because of the type of card being used.

On the other hand, there are other cards that only charge you a one time fee for using the card. This is regardless of the amount you were approved for. Many people ask what the difference is between a cash advance and a payday loan. A payday loan is normally repaid with your next paycheck. You would set up a date that you would receive your next paycheck and the money would be withdrawn from your account. A cash advance is a little different. The idea is that you are being advanced some cash in the form of a loan. With a cash advance, you can set up a payment schedule to repay the funds. This could be done over the period of a week, bi-weekly or even monthly.

Cash Advance Fees

Whenever you are talking about borrowing money, there will always be fees involved. The fees will vary by state laws. Many states will have a regulation or restriction regarding cash advance fees or simply the cash advance themselves. It is very important to check with your current state laws regarding these restrictions. Fees are a general term that describes money added to a total. When borrowing money, a fee is attached to the total. Many places will have a standard fee. An example would be if you borrowed $100, there would be a fee of 2%. So you would repay the money borrowed, plus the 2%. Depending upon the company, the fee may be a single percentage, regardless of the amount borrowed.

On the other hand, cash advance loan companies could also apply a fee based upon the amount you borrowed. For instance, a fee of 2% could be applied for every $100 borrowed. An example would be, if you borrowed $400, you would repay the amount borrowed, plus 8%. This could end up costing you more in fees than what you originally borrowed. That is why it is very important to understand what you are signing, when it comes to finances. Austin Payday Loan Services can help you along the way. It is our job to help people get the money that would help them.

If you receive your cash advance on a prepaid card, we recommend that you read the fine print from that company. The last thing you may want to do is spend the money on your card and realize you are being charged a fee for every transaction. There are many loan companies that will apply the charges before putting the money on your card. By doing this, you are avoiding the hassle and unnecessary fees. Be sure that you have your pin number in a safe place and we recommend that you not share it with anyone. It is wise to treat your cash advance loan card as if it were your real bank card. In fact, you borrowed the money as a loan so it should be handled with care.

Austin Payday Loan Services wants to help you with your finances. We can get your finances back on track and where they need to be. When life gets you down, get a loan to help ease the finances. This is our job and what we are good at. See an associate today for more information on how we can change your debt into money in your pockets.

apply now button
review star rating
Cash Advance In Austin Texas
5 out of 5 based on 12 ratings. 12 user reviews.